Privacy Policy

Last Updated: December 2025

1. Introduction

Welcome to the Money Navigator privacy policy.

Money Navigator (“we”, “us”, or “our”) is committed to protecting your personal data. This privacy policy will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

Money Navigator is an independent financial comparison service. We do not provide financial advice or process credit applications directly. Instead, we refer you to third-party partners who provide these services.

2. Important Information and Who We Are

Controller
Money Navigator is the controller and responsible for your personal data.

Contact Details
If you have any questions about this privacy policy or our privacy practices, please contact us:

Full name of legal entity: Money Navigator

Email address: support@moneynavigator.io

You have the right to make a complaint at any time to the Information Commissioner's Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk ). We would, however, appreciate the chance to deal with your concerns before you approach the ICO, so please contact us in the first instance.

3. The Data We Collect About You

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together follows:

  • Identity Data: includes first name, last name, username or similar identifier (only if you subscribe to a newsletter or contact us).
  • Contact Data: includes email address and telephone number (only if you voluntarily provide it).
  • Technical Data: includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.
  • Usage Data: includes information about how you use our website, products, and services.

Marketing and Communications Data: includes your preferences in receiving marketing from us and your communication preferences.

We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.

4. How Is Your Personal Data Collected?

We use different methods to collect data from and about you including:

  • Direct interactions. You may give us your Identity and Contact Data by filling in forms or by corresponding with us by post, phone, email or otherwise.
  • Automated technologies or interactions. As you interact with our website, we will automatically collect Technical Data about your equipment, browsing actions and patterns. We collect this personal data by using cookies, server logs and other similar technologies.
  • Third parties or publicly available sources. We may receive personal data about you from various third parties as set out below:
    • Analytics providers (such as Google Analytics).
    • Affiliate networks (to track clicks to partner websites).

5. How We Use Your Personal Data

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

  • Legitimate Interests: Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests. This includes running our business, provision of administration and IT services, network security, and to prevent fraud.
  • Performance of a Contract: Where we need to perform the contract we are about to enter into or have entered into with you.
  • Legal Obligation: Where we need to comply with a legal obligation.

Affiliate Tracking

As an affiliate publisher, we use tracking links to record when you click on a “See Deal” or “Visit Site” button. This does not identify you personally to us, but it allows the third-party provider (e.g., Tide, Capital on Tap) to know that you came from Money Navigator so they can pay us a commission.

6. Disclosures of Your Personal Data

We may share your personal data with the parties set out below for the purposes set out in Section 5 above.

  • Service Providers: Acting as processors based in the UK/EEA who provide IT and system administration services.
  • Professional Advisers: Including lawyers, bankers, auditors and insurers.
  • HM Revenue & Customs, regulators and other authorities.
  • Third Parties: We may choose to sell, transfer or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal data in the same way as set out in this privacy policy.

We require all third parties to respect the security of your personal data and to treat it in accordance with the law.

7. Third-Party Links

This website includes links to third-party websites, plug-ins and applications (e.g., banks, lenders, and insurers). Clicking on those links or enabling those connections may allow third parties to collect or share data about you.

We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit, especially before submitting a loan or bank account application.

8. Data Security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know.

9. Data Retention

We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements.

10. Your Legal Rights

Under certain circumstances, you have rights under data protection laws in relation to your personal data, including the right to:

  • Request access to your personal data.
  • Request correction of your personal data.
  • Request erasure of your personal data.
  • Object to processing of your personal data.
  • Request restriction of processing your personal data.
  • Request transfer of your personal data.
  • Right to withdraw consent.

If you wish to exercise any of the rights set out above, please contact us at support@moneynavigator.io.