Cookie Policy
Last Updated: December 2025
1. What Are Cookies?
This Cookie Policy explains how Money Navigator (“we”, “us”, or “our”) uses cookies and similar technologies to recognise you when you visit our website at [https://moneynavigator.io, e.g., moneynavigator.io]. It explains what these technologies are and why we use them, as well as your rights to control our use of them.
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.
2. Why We Use Cookies
We use cookies for several reasons. Some cookies are required for technical reasons in order for our Website to operate, and we refer to these as “essential” or “strictly necessary” cookies.
Other cookies also enable us to track and target the interests of our users to enhance the experience on our Online Properties. Third parties serve cookies through our Website for advertising, analytics and other purposes. This includes Affiliate Tracking, which is how we fund our free service.
3. Types of Cookies We Use
A. Essential Cookies (Strictly Necessary)
These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms.
- Example: A cookie that remembers you have dismissed the cookie banner so we don't show it again.
B. Affiliate & Performance Cookies (Critical for Our Business)
Money Navigator is an affiliate comparison service. When you click a “See Deal” or “Visit Site” button on our tables, a tracking cookie is often placed on your device by the partner network (e.g., Awin, Impact, or the bank directly).
- Purpose: These cookies tell the provider (e.g., Tide, Capital on Tap) that you came from Money Navigator. If you proceed to open an account, we may earn a commission.
- Data: These cookies do not store personal information like your name or address. They typically expire after 30-90 days.
C. Analytics Cookies
These allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site.
Provider: We use Google Analytics to understand site usage. All information these cookies collect is aggregated and therefore anonymous.
D. Marketing Cookies
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device.
4. How Can You Control Cookies?
You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. The Cookie Consent Manager allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are strictly necessary to provide you with services.
Browser Controls
You can also set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website, though your access to some functionality and areas of our website may be restricted. As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser, you should visit your browser's help menu for more information.
5. Third-Party Links
Our website contains links to other websites (e.g. banks and lenders). If you follow a link to any of these websites, please note that these websites have their own privacy and cookie policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.
6. Updates to This Policy
We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal or regulatory reasons. Please therefore re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.
The date at the top of this Cookie Policy indicates when it was last updated.
7. Contact Us
If you have any questions about our use of cookies or other technologies, please email us at support@moneynavigator.io.