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      Latest Posts
      • 21
        Jan
        Compliance Restriction vs Closure: How Banks Decide Between Review, Limits and Exit Comments Off on Compliance Restriction vs Closure: How Banks Decide Between Review, Limits and Exit
      • 21
        Jan
        Why banks sometimes can’t explain a restriction: ‘tipping off’ and what you may be told Comments Off on Why banks sometimes can’t explain a restriction: ‘tipping off’ and what you may be told
      • 21
        Jan
        PEP and sanctions screening for directors/PSCs: what happens when someone is flagged Comments Off on PEP and sanctions screening for directors/PSCs: what happens when someone is flagged
      • 21
        Jan
        Cash-intensive businesses and deposits: why banks ask more questions and what reviews focus on Comments Off on Cash-intensive businesses and deposits: why banks ask more questions and what reviews focus on
      • 20
        Jan
        Business model mismatch and MCCs: why banks flag activity that doesn’t match your profile Comments Off on Business model mismatch and MCCs: why banks flag activity that doesn’t match your profile
      • 20
        Jan
        International payments under review: why cross-border transfers get queried, delayed, or held Comments Off on International payments under review: why cross-border transfers get queried, delayed, or held
      • 20
        Jan
        Beneficial ownership and PSC changes: when updates trigger bank re-verification Comments Off on Beneficial ownership and PSC changes: when updates trigger bank re-verification
      • 19
        Jan
        Enhanced due diligence (EDD) for SMEs: common triggers, what gets checked, and typical outcomes Comments Off on Enhanced due diligence (EDD) for SMEs: common triggers, what gets checked, and typical outcomes
      • 19
        Jan
        Source of funds vs source of wealth: what banks mean and why businesses get asked Comments Off on Source of funds vs source of wealth: what banks mean and why businesses get asked
      • 19
        Jan
        Bank compliance reviews explained: why UK business accounts get restricted during KYC/AML checks Comments Off on Bank compliance reviews explained: why UK business accounts get restricted during KYC/AML checks
      • 19
        Jan
        Account closure vs insolvency: how administrators/liquidators handle banking access Comments Off on Account closure vs insolvency: how administrators/liquidators handle banking access
      • 18
        Jan
        Can you switch card processor payouts to a new bank account during closure or restriction? Comments Off on Can you switch card processor payouts to a new bank account during closure or restriction?
      • 16
        Jan
        De-risking and “exit management”: what happens when banking is withdrawn from a sector Comments Off on De-risking and “exit management”: what happens when banking is withdrawn from a sector
      • 16
        Jan
        Business account closure complaints: what outcomes are realistic and what FOS looks at Comments Off on Business account closure complaints: what outcomes are realistic and what FOS looks at
      • 16
        Jan
        What documents do banks ask for when they’re considering closure? Comments Off on What documents do banks ask for when they’re considering closure?
      • 16
        Jan
        Can payroll still run if a business account is being closed or restricted? Comments Off on Can payroll still run if a business account is being closed or restricted?
      • 16
        Jan
        Can a bank close an account while disputes/chargebacks are open? Comments Off on Can a bank close an account while disputes/chargebacks are open?
      • 16
        Jan
        How long do banks take to return remaining balances after account closure? Comments Off on How long do banks take to return remaining balances after account closure?
      • 15
        Jan
        What happens to outgoing payments if an account is closed mid-processing? Comments Off on What happens to outgoing payments if an account is closed mid-processing?
      • 15
        Jan
        What happens to incoming payments when a business account is closed? Comments Off on What happens to incoming payments when a business account is closed?
      • 15
        Jan
        Can I Use a Personal Bank Account for Business? Comments Off on Can I Use a Personal Bank Account for Business?
      • 15
        Jan
        What Happens to Card Disputes if a Business Enters Administration or Liquidation? Comments Off on What Happens to Card Disputes if a Business Enters Administration or Liquidation?
      • 15
        Jan
        Can a Bank Freeze Trigger Higher Processor Reserves or Longer Payout Delays? Comments Off on Can a Bank Freeze Trigger Higher Processor Reserves or Longer Payout Delays?
      • 15
        Jan
        Rolling Reserves Explained: Why They Rise During a Freeze Comments Off on Rolling Reserves Explained: Why They Rise During a Freeze
      • 15
        Jan
        Why Do Payment Processors Hold Payouts During Account Restrictions? Comments Off on Why Do Payment Processors Hold Payouts During Account Restrictions?
      Banking Guides

      HMRC Enforcement vs Bank Compliance Freezes: What’s the Difference?

      Posted on January 12, 2026January 12, 2026 by Money Navigator Research Team
      hmrc enforcement vs bank compliance freezes
      12
      Jan
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      Posted in Banking Guides | Tagged Business Bank Accounts
      Banking Guides

      What Is HMRC Direct Recovery of Debts (DRD)?

      Posted on January 12, 2026January 12, 2026 by Money Navigator Research Team
      what is hmrc direct recovery of debts
      12
      Jan
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      Posted in Banking Guides | Tagged Business Bank Accounts
      Banking Guides

      Can HMRC Take Money Directly From a Business Bank Account?

      Posted on January 12, 2026January 12, 2026 by Money Navigator Research Team
      can hmrc take money directly from business bank account
      12
      Jan
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      Posted in Banking Guides | Tagged Business Bank Accounts
      Banking Guides

      Can HMRC Freeze a Business Bank Account?

      Posted on January 11, 2026January 11, 2026 by Money Navigator Research Team
      hmrc freeze business bank account
      11
      Jan
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      Posted in Banking Guides | Tagged Business Bank Accounts
      Banking Guides

      Frozen vs Closed Business Bank Account: What’s the Difference?

      Posted on January 9, 2026January 9, 2026 by Money Navigator Research Team
      difference between frozen and closed business bank account
      09
      Jan
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      Posted in Banking Guides | Tagged Business Bank Accounts
      Banking Guides

      Can You Open More Than One Business Bank Account?

      Posted on January 9, 2026January 9, 2026 by Money Navigator Research Team
      can you open more than one business bank account
      09
      Jan
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      Posted in Banking Guides | Tagged Business Bank Accounts
      Banking Guides

      Are Business Bank Accounts Linked to Personal Credit Files?

      Posted on January 9, 2026January 9, 2026 by Money Navigator Research Team
      are business bank accounts linked to personal credit files
      09
      Jan
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      Posted in Banking Guides | Tagged Business Bank Accounts
      Banking Guides

      Does Turnover or Profit Matter for UK Business Accounts?

      Posted on January 9, 2026January 9, 2026 by Money Navigator Research Team
      does turnover or profitability matter business bank account
      09
      Jan
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      Posted in Banking Guides | Tagged Business Bank Accounts
      Banking Guides

      Can You Be Declined a Business Bank Account With No Trading History?

      Posted on January 9, 2026January 9, 2026 by Money Navigator Research Team
      can you be declined with no trading history
      09
      Jan
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      Posted in Banking Guides | Tagged Business Bank Accounts
      Banking Guides

      Do Banks Run Credit Checks for Business Bank Accounts?

      Posted on January 9, 2026January 9, 2026 by Money Navigator Research Team
      do banks run credit checks for business bank accounts
      09
      Jan
      Continue reading →
      Posted in Banking Guides | Tagged Business Bank Accounts
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