About Money Navigator

Empowering UK Business Owners to Make Smarter Financial Decisions.

Welcome to Money Navigator, the UK’s independent comparison service dedicated exclusively to business finance.

Starting and scaling a business is hard enough without getting lost in the fine print of bank fees, loan APRs, and insurance jargon. Our mission is simple: to bring transparency to the complex world of commercial finance, helping British entrepreneurs save time and money.

Who We Are

We are a team of financial researchers, data analysts, and writers based in the UK. We understand that whether you are a sole trader in Manchester or a tech startup in Shoreditch, cash flow is your lifeline.

Unlike general price comparison sites that cover everything from pet food to holidays, we specialise solely in B2B Finance. This focus allows us to go deeper, comparing specialist lenders, niche insurance brokers, and challenger banks that others miss.

Our Core Values

1. Independence

  • We are not owned by any bank, lender, or insurance company. Our reviews and ratings are produced by our internal Research Team based on data, user experience, and market analysis. No bank can pay us to change a 3-star review into a 5-star review.

2. Transparency

  • We believe you should know exactly how much a financial product costs before you sign up. We highlight the “hidden fees” – like transfer costs, FX markups, and renewal spikes – that often get buried in the terms and conditions.

3. Speed

  • Business owners are busy. We design our comparison tables to give you the answer in seconds, not hours. We prioritise “Soft Credit Check” providers and “Instant Access” accounts because we know that speed of funding is often critical.

How We Make Money (Our Business Model)

Money Navigator is a free service for business owners. We do not charge you a penny to use our tables, read our guides, or access our news.

Instead, we operate as an Affiliate Publisher.

  • When you click a link on our site (e.g., “Visit Site” or “See Deal”) and successfully open an account or take out a policy, we may receive a commission from the provider.

  • This commission is paid by the bank or lender, never by you.

  • This funding model allows us to keep our content free, ad-free, and up-to-date.

Importantly, our commercial relationships do not influence our editorial integrity. If a product has high fees or poor service, we say so regardless of the commission.

Editorial Standards

All content on Money Navigator is fact-checked and reviewed regularly to ensure compliance with UK financial regulations.

  • We adhere to FCA Financial Promotions guidelines.

  • We clearly label regulated vs. unregulated products.

  • We provide prominent risk warnings on all lending products.

Contact Us

We love hearing from our readers. Whether you have a question about a review, a press enquiry, or feedback on our site, please get in touch.